A dating pitch, probably

Hi. I'm CJ.
I'm -$26,424 in debt
and building everything.

You were gonna find out anyway. So here it is — every dollar I owe, every patent I've filed, every line of code I've shipped, and where the math says this all goes. No filter. No curated highlight reel. Just the actual situation.

scroll for receipts
01 / The Ledger

Every cent, accounted for.

Buy Now Pay Later debt from 2024-2025, accrued while self-funding a medical device patent portfolio and compute infrastructure. Not credit cards. Not lifestyle inflation. Hardware and filing fees.

Creditor Balance Status
Affirm (5 loans) $6,659 Overdue
Avant $5,627 Negotiating
NetCredit $4,988 CFPB Filed
January (acquired Affirm) $3,063 Collections
Klarna $5,000 FirstSource
Afterpay / FirstSource $665 Negotiating
Zip $422 Negotiating
Sezzle $0 Settled
Total Outstanding -$26,424

Settlement strategy: 15-25% hardship offers in progress. All correspondence via email per ADA accommodation (documented spinal disability). Sezzle already settled. Target resolution: Q3 2026 for ~$5,500 total if all offers accepted.

02 / By the Numbers

What the debt bought.

Not clothes. Not vacations. Infrastructure.

24
Projects Built
33
Patent Filings
371+
Patent Claims
65+
Domains Owned
~30K
Lines of Code
18
Live Websites
4
GPU Machines
1
LLC (FL)
03 / The Portfolio

What I've actually shipped.

Not mockups. Not pitch decks. Deployed, running, real things that exist in the world right now. Each one built from scratch, mostly between midnight and 5 AM.

AIDLAS
Wearable medical device for spinal biomechanics monitoring + transcutaneous blood chemistry sensing. Born from my own C4-C6 fusion surgery. 14 provisionals filed, 6,500+ lines of embedded firmware.
14 provisionals ESP32 + FreeRTOS dual IMU + NIRS
14 FILED
iJARVIS System
Autonomous email + calendar + financial monitoring across 6 Gmail accounts. Runs 24/7 on 5-minute intervals. Auto-tracks creditors, escalates disputes, drafts ADA follow-ups, files CFPB complaints.
6 accounts live 5,136 lines Google Apps Script
LIVE
ifsmy.com
Operator continuity system. If I stop checking in, a graduated release protocol activates trustees and progressively releases operational, business, personal, and patent information. Post-quantum cryptography. 106 unit tests.
Cloudflare Workers hybrid PQC Shamir 2-of-3
BUILT
iAgent Stack
16-product autonomous software agent infrastructure. 13 live websites. Python SDK on PyPI. Three defensive publications for prior art. Wefunder raise planned Q4 2026.
13 sites live PyPI SDK 16 products
LIVE
StreamForge / reruns.tv
Fully autonomous Twitch-to-YouTube publishing pipeline. 27 scripts, 15 cron jobs, 12 AI agents. 1,471 VOD backlog. Quality gate: AI review before every upload. Running on a 96GB VRAM workstation.
deployed 27 scripts 9 patents
LIVE
iCompound Alpha
Crypto trading agent. 5 scanners, conviction engine, Kelly position sizing, tiered exits, vault auto-compound. Paper trading while validating the math. 10-protocol airdrop farming.
Railway Telegram bot 6,800 lines
LIVE
NPCx.gg / ChaseRP Cinematic
AI-powered NPC system for GTA RP servers + cinematic camera resource for FiveM. PENTA (364K Twitch followers) interested in "PENTA 24/7" channel. Triple payment integration.
FiveM / Lua 1 patent $149/mo
BUILT
Project Resonance
Closed-loop brain-body coherence wearable. Five stimulation modalities. Real-time Composite Coherence Index computed on-device at 10Hz. Progressive withdrawal as the differentiator.
ESP32 1 patent 5 modalities
PATENT FILED
Marisoli
Passive solar desalination device. Multi-stage evaporation/condensation using no electricity. Form factor + embodiment is the novel claim — core physics is MIT prior art, and that's the point.
1 patent passive solar
PATENT FILED
iSilentium
Bone conduction acoustic enrichment for tinnitus neurorehabilitation. Targets cochlear deafferentation → maladaptive cortical reorganization → spectral enrichment reversal. 28 claims.
1 patent (28 claims) bone conduction
PATENT FILED
Trading System
AI market intelligence pipeline. 17 major versions. 55+ strategy spreadsheets. MGIE combat mode framework. Outlier Engine for high-convexity equity positioning. Built the entire stack from data ingestion to execution.
Python v1-v17 55 strategies
BUILT
+ 13 more
StyleByDesign (design critique for mom's 40-year career), pr0mpt (meta-directive LLM tool), iJarvis Legal (document system), Florida Animal Campaign, Colony Engine (bio-inspired market intelligence), iForge (autonomous PC benchmarking), iUSB (diagnostics toolkit), SolarSelf, AgenticHealth, and more.
various stacks multiple deployed
VARIOUS
04 / The Hardware

The compute fleet.

Four machines. Mesh-networked. Running 24/7.

Primary Workstation
RTX 5090 · 32GB VRAM
Windows 11 Pro
ijarvis-slim
RTX PRO 6000 Blackwell · 96GB VRAM
Ubuntu 24 · StreamForge production
spark-alpha
DGX Spark GB10 · 128GB UMA
Grace Blackwell · 200G DAC pair
spark-bravo
DGX Spark GB10 · 128GB UMA
Grace Blackwell · 200G DAC pair
384 GB of GPU memory across the fleet. Tailscale mesh network. Every machine has a name and a job. The StreamForge pipeline processes Twitch streams autonomously. The Spark pair runs AI inference. The 5090 is where I build everything else.
05 / The Math

Where this goes.

Three scenarios. Conservative assumes nothing hits. Moderate assumes one product gets traction. Aggressive assumes the patent portfolio and Wefunder close.

Scenario Net Worth Today Dec 2026 Dec 2027
Conservative -$26K -$5K +$40K
Moderate -$26K +$30K +$200K
Aggressive -$26K +$150K +$2M+
Conservative = debt settlements complete, Pixalate salary continues, no product revenue. Just steady state.

Moderate = StreamForge lands 2-3 paying creators ($149-$999/mo each), iAgent SDK gets early adopters, one grant hits (~$10-50K).

Aggressive = Wefunder raise closes (targeting Q4 2026), AIDLAS non-provisional conversions add real IP value, multiple revenue streams activate. This is the one where "iQuadrillionaire" stops being ironic.
06 / The Origin

Why any of this exists.

In May 2025 I had C4-C6 anterior cervical discectomy and fusion surgery. Three vertebrae in my neck, fused together with titanium. Recovery was supposed to be the end of a chapter.

Instead it was the beginning. Lying in bed post-op, I started thinking about what a device should've been monitoring the whole time — the 18 years of progressive cervical degeneration, the compensatory movement patterns, the biomechanical cascade that nobody tracked because the tools didn't exist.

So I built AIDLAS. Then I needed infrastructure to manage the patent filings, so I built iJARVIS. Then I needed compute for the AI pipelines, so I built the fleet. Then I needed a continuity system in case my spine decided to have a sequel, so I built ifsmy.

Every project on this page connects back to that hospital bed.

I also have ADHD, which means I build at 3 AM and my session logs regularly hit 35+ hours. I work full-time as a Senior PM at an ad-tech company during the day. Everything here was built in the margins.

I have a 13-year-old Maltese named Max with tracheal collapse. One of the ifsmy release packets specifically covers his care instructions. That's how seriously I take continuity planning.
07 / The Fine Print

Things you'd find out eventually.

The disability is real. Documented, ADA-accommodated, affects how I communicate with creditors and why I do everything by email. It's spinal, not cognitive. My brain works fine at 3 AM. My neck doesn't.

The debt is temporary. The patents, the code, the infrastructure, the LLC, the compute fleet — those compound. BNPL balances don't. The math is straightforward.

I drive a 2021 F-150 Lariat 4x4. Because some things are non-negotiable.

I sell stuff on eBay. Handle: biglymining. 100% feedback. 348+ items since 2008. Yes, I listed a signed RTX 5090 for $32,000. Jensen Huang signed it twice.

I'm in Tampa. Florida man energy, but make it patent law and GPU clusters.